University of Rochester Partner With the City of Rochester Housing Initiative Program  

“We welcome this opportunity to support our employees who live in the Beechwood and EMMA neighborhoods that we are supporting as part of a community-wide revitalization effort.”

~University President and CEO Joel Seligman. 


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Live Close to Work and Enjoy $9,000 toward a City Home

To assist with the dream of home ownership in these charming and convenient areas, the University of Rochester teams up with the City of Rochester and several banks and credit unions to offer regular full-time and part-time faculty and staff $9,000 toward the purchase of a primary residence in these city neighborhoods (see map).

The University Home Ownership Incentive Program provides new homeowners in these city neighborhoods with $3,000 from the University, $3,000 from the City, and $3,000 from a participating bank/credit union.

There are no maximum income requirements, but the plan requires five-year occupancy and employment  commitments from the buyer.

The approval process for Home Ownership benefits may take up to four months and may require completion of pre-purchase and post-purchase education classes at approved agencies.

For more information on city living, visit  or


To receive the University’s or City’s benefit, you must finance the purchase of your home through a participating bank/credit union and be approved for the City of Rochester’s Employer Assisted Housing Initiative (EAHI).

EOE Minorities/Females/Protected Veterans/Disabled The University reserves the right to modify, amend, or terminate the plans at any time, including actions that may affect coverage, cost-sharing, or covered benefits, as well as benefits that are provided to current and future retirees.

  • You are not eligible for the University Home Ownership Incentive Program if you are a postdoctoral fellow, postdoctoral research associate, postdoctoral teaching fellow, EDC Associate, visiting faculty, or a part-time assistant coach.
  •  Does not apply to current City homeowners whose primary residence is in the City.
  • The loan is secured by a note and mortgage that obligate you to repay the loan to the University and create a lien against your home as security for your repayment obligation. The $3,000 loan becomes taxable when and to the extent that it is forgiven

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Contact the Benefits Office to verify employment eligibility at

O - 585 275-7013.

Contact the City and a participating bank/credit union about their home incentive programs.

For a more detailed map of qualifying city neighborhoods, 


University of Rochester Guide